Blogs

What to do when someone gets hurt at your business

It’s a business owner’s worst nightmare: Someone gets injured on your premises and suddenly you’re facing the possibility of a liability…

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A simple guide to insuring art, jewelry and collectibles

From toys and dolls to art and jewelry, Americans love to collect things. Whether you collect to relive your childhood or simply for the…

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6 factors driving your auto insurance premiums

The job of an actuary is to look for statistical factors that can predict the chance that someone will file a claim. Some factors are…

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What car insurance coverage is required in New Jersey?

If you’re looking to move or have recently moved to New Jersey, or are simply looking to evaluate your existing policy, it can be helpful…

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9 simple home upgrades that can lower your insurance costs

Getting a discount on your homeowners insurance is easier than you may think. Making small improvements to ensure both the security of…

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No-fault auto insurance in New Jersey

New Jersey is one of just a dozen states with no-fault auto insurance laws, meaning that in the event of a car accident, medical expenses…

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What is total cost of risk?

Total cost of risk is well known to risk managers in large companies but it is a concept that even small business owners should know…as it…

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Workers’ compensation—a quick briefing

Workers’ compensation (also known as “workers’ comp”) is insurance that offers compensation to employees who suffer from a job-related…

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What you need to know about long term care insurance

You probably don’t want to think about getting old. You definitely don’t want to think about living in a nursing home or needing someone to…

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5 reasons marine insurance is a must

Commercial marine insurance is a must for any business that operates on the water. It decreases your financial exposure and can keep your…

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3 ways commercial marine insurance can protect you

Commercial insurance is a must for any marine business and can be important for all firms if their operations bring them to the water’s…

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3 reasons to have more uninsured motorist coverage

According to the Insurance Information Institute about one in eight drivers on the road is uninsured. In New Jersey having a minimum…

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