Specialized Programs

John B. Wright Insurance will help you find the right insurance for your business.

Insurance requirements and practices vary by industry.

Your business deserves the customized attention only an experienced agent can provide.

Finding the right insurance is more than just requesting a quote. Each industry and business type can benefit from different types of insurance. An experienced agent can help make sure your don’t purchase unnecessary insurance or leave your business under-insured in key areas.

Architectural, engineering and surveying firms have wide-ranging property and casualty insurance needs that go well beyond common exposures. For example – from 2005 to 2012, the non-residential green building market increased by 41%.1 With this kind of fast paced growth, architects, engineers and surveyors (AE&S) need to understand the potential risks involved in green building and other emerging building techniques. We can help.

You need solutions that can keep up with your growing business needs, from managing risks to customer, employee and business property and workplace safety; to a range of prompt claim services locally or in response to catastrophic events. services to help you protect it.

There are many things that can go wrong at your restaurant. A fire immediately comes to mind. Perhaps followed by a patron who might have had one to many and was involved in a car crash going home.

Let’s face it, owning a restaurant has its many rewards. It also has many risks that could potentially put you out of business. According to FEMA, over 40% of businesses never open their doors again after a disaster such as a fire, flood, long term power outage or computer virus. Another 30% fail after 2 more years.

If your insurance isn’t correctly written, you put your business in jeopardy. You could quickly end up on the short end of the statistic.

We help you decide what types of insurance you may need. We shop the very best insurance companies that offer restaurants their unique type of coverage. Then we monitor and place you in a service program that ensures your coverage doesn’t become obsolete or overpriced.

Give us a call and we will walk you through exposures that your business faces and help you come up with ways to protect it.

Healthcare organizations face a wide array of complex risks that can adversely impact their daily operations and reputation. Keeping skilled employees, patients and visitors safe, while protecting high-value equipment, property and confidential data are just some of the issues facing healthcare facilities today. We understand these challenges and can offer the right products and services to help protect your organization

Equipment Dealers face many unique and potentially costly risks. Whether it’s protecting your heavy equipment or keeping your skilled workforce safe, we understand the specific challenges faced by your business and can offer the right products and services to help you protect it.

The Hospitality & Recreation industry faces a variety of risks. Keeping both guests and employees safe at all times presents many challenges. At John B. Wright, we understand the importance of protecting your business. Any risk, small or large, can potentially affect your business’s reputation. We offer coverage and services to address these special exposures that can affect operations.

Manufacturers face challenging risks. They work with highly specialized machinery that if destroyed, can take months, or even years, to replace. They have to manage suppliers from all over the world that can present the possibility of counterfeit parts entering the supply chain. Let alone attracting skilled labor that can be hard to find as many experienced employees may be nearing retirement.

Combine a team approach to managing insurance for commercial property managers by identifying gaps in coverage between the property owner/tenant/contractors or subcontractor.

Contractual risk review transfers between Property Owner / Contractors and Tenants

Have resources to help you understand and introduce appropriate land use attorneys, consulting engineers and accountants to properly design lease and construction contracts that are coordinated to help avoid any uninsured litigation so you don’t have to go out of pocket or even worse file bankruptcy.

The Wholesaler & Distributor industry comes with many complex risks. In fact, auto accidents are the leading cause of workplace injuries and fatalities in the U.S., averaging over $60,000 per claim? The indirect costs of an employee accident can be even more significant; 4 to 10 times than the direct costs.

We can provide wholesalers and distributors the coverage and support they need to keep operations running smoothly in the event of loss or damage. We offer wholesalers and distributors an all-lines solution, including automobile, general liability, property and workers compensation.

We have a commitment to the Industry for many years. Whether the wholesaler is distributing product that is obtained domestically, or imported from other countries, we entertain a wide variety of businesses across durable and non-durable categories.