Not having insurance can cost you

Some people choose to forgo insurance coverage due to cost. The possibility of a problem seems distant and unlikely compared to the money…

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Ideas for reducing your health insurance costs

Health insurance is a major expense for most households. Here are some ideas to help reduce your costs.

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What to keep in your home emergency kit

Are you part of the unprepared majority? You can pull together a household emergency kit, with some of these items.

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Three signs that you may want to walk away from a home purchase

It may look like your dream home, but always approach home buying with a level head and a certain amount of skepticism. You don’t want to…

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Simple ways to winterize your home and vehicle

Freezing temperatures and snow and ice present unique maintenance challenges for your home and car. Here are a few simple ways to winterize…

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What business owners need to know about workers’ comp

Accidents happen. When they involve customers, your general liability insurance takes care of them. And when they involve employees,…

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How to protect yourself as a landlord

It’s easy to find rental advice for renters, covering tenant rights and what recourse they have should things go sideways. However, a…

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How does renting out a room affect my homeowner’s policy?

Renting out a room in your house may affect your homeowner’s policy or require additional coverage. Here are a few things you should…

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5 mistakes that can void your homeowner’s insurance

Once a homeowner’s insurance policy is purchased, it’s often ignored until it’s needed. However, common mistakes can render your policy…

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What optional insurance should you purchase?

While it can be tempting to go with the minimum insurance coverage required by law to save money in the short term, there are certain…

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Common questions about contractual risk transfer agreements

Construction is a business with a good deal of inherent risk. When contractors hire subcontractors to accomplish some of their work,…

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How much liability insurance does your business need?

Most business owners know that they need liability insurance, but it can be difficult to determine just how much liability coverage you…

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