Blogs

What is total cost of risk?

Total cost of risk is well known to risk managers in large companies but it is a concept that even small business owners should know…as it…

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Workers’ compensation—a quick briefing

Workers’ compensation (also known as “workers’ comp”) is insurance that offers compensation to employees who suffer from a job-related…

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What you need to know about long term care insurance

You probably don’t want to think about getting old. You definitely don’t want to think about living in a nursing home or needing someone to…

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5 reasons marine insurance is a must

Commercial marine insurance is a must for any business that operates on the water. It decreases your financial exposure and can keep your…

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3 ways commercial marine insurance can protect you

Commercial insurance is a must for any marine business and can be important for all firms if their operations bring them to the water’s…

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3 reasons to have more uninsured motorist coverage

According to the Insurance Information Institute about one in eight drivers on the road is uninsured. In New Jersey having a minimum…

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3 ways insurance can protect you and your jet ski

Jet Skis and WaveRunners are a blast but they can be risky to operate. Policies typically cover many of the same kinds of risks as boat…

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3 ways marine insurance differs from auto

Marine and auto insurance policies share many characteristics, providing coverage for collision, theft, vandalism, and more; however, there…

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5 benefits of purchasing insurance through an independent agent

Insurance costs can quickly add up and finding the right set of policies for your unique situation can be a time-consuming process. An…

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What to consider when purchasing commercial marine insurance

There are a lot of options available when it comes to purchasing a commercial marine insurance policy. Selecting a policy and any…

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The basics of ocean marine insurance

Ocean marine insurance is a category of insurance that covers vessels on the sea. Ocean marine insurance is commonly thought of as applying…

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How life insurance can be a retirement investment

Most people think of life insurance as a means of paying for final expenses; however, it can be used for more than that. Here are some of…

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