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Whether you own a Jet Ski, a small outboard fishing boat, a pontoon boat, a classic wooden ketch, or a Jersey Speed Skiff, you need to take care of your baby. Cruising, fishing, racing or working, you don’t want to worry about the unforeseen. Nor do you want to be at risk when your boat or personal watercraft is supposedly “safe and sound” in your driveway or blocked up at a marina for the winter.

Have you ever wondered what happened to the poor guy who somehow backed his boat, trailer and tow vehicle into the water at a launch ramp, or blew a trailer tire at 70 MPH causing a three-car accident behind him, and of course destroying his boat?

We’ll be happy to tell you how these oddball situations get resolved, but more important, we can look at your special case, explain the three main types of insurance for you to consider – Physical Damage, Liability and Medical Payments – and then you can make an informed choice about what’s right for you. At John B. Wright, we’ve been covering boaters for 50 years and we’ve pretty much seen it all!