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Often referred to as “business interruption insurance”, a business income insurance policy is designed to replace lost income, so that you can recover if your business is shut down due to any number of circumstances, such as fire, storm or flood. Most general insurance policies will help you replace the buildings or the equipment within after a qualifying event, but it may take 3, 6, 9 months or longer to rebuild and replace the assets you’ve lost and restart your cash flow. For most businesses this can be a crippling gap, so let us evaluate your current business income insurance program and see if it needs updating.